TERMS AND CONDITIONS FOR APPLICANT OF CREDIT FACILITY

(Please read the T&C carefully.)

This document is an electronic record in terms of Information Technology Act, 2000, amendments thereof from time to time and the rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. 

Please read the terms and conditions carefully before registering, accessing or using the Platform and availing the Credit Facility (defined below). The terms and conditions is a legal contract ("Agreement") between You and Basesix Online Services Private Limited (“RupeeGO”) having its registered office at 629, DDA FLATS, SECTOR-22, DWARKA, NEW DELHI, South West Delhi, Delhi, India, 110077. You agree and acknowledge that you have read the terms and conditions set forth below. If you do not agree to these terms and conditions or do not wish to be bound by these terms and conditions, you may not use the Platform. 

We may amend the terms and conditions at any time by posting an updated version at www.rupeego.com("Site"). The updated version of the Terms of Service shall take effect immediately upon posting. It is Your responsibility to review these Terms of Use periodically for updates / changes. You accept and agree to the revisions including additional Terms or removal of portions of these Terms, modifications etc.

Your application for the Credit Facility shall be governed by the following undertaking by You, in addition our Partner’s terms shall be applicable. By registering on, accessing, browsing, and applying on (as applicable) the Platform You automatically and immediately agree to all the T&Cs. If at any time You do not accept or agree with any of the T&Cs or do not wish to be bound by the T&Cs, please withdraw your application and intimate RupeeGO at care@rupeego.com.

USING RupeeGO PLATFORM INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS UNDER THESE TERMS OF USE, SO PLEASE READ THE TERMS OF USE CAREFULLY BEFORE PROCEEDING. By impliedly or expressly accepting these Terms of Use, You also accept and agree to be bound by RupeeGO Policies (including but not limited to Privacy Policy available on www.rupeego.com as amended from time to time.

You hereby undertake and agree to be bound by the below Terms and Conditions:

1. Services:

RupeeGO is a company which is engaged in the services of providing a loan / credit facility through third party lender (“Credit Facility”). The following terms and conditions shall be applicable on all customers/applicants (hereinafter “You”) who approach the website at www.rupeego.com (“Platform”) and make an application for the Credit Facility.

2. Eligibility:

The services available on the Platform are only available for Indian citizens of who have attained legal age and are not disqualified from entering into a contract. In addition, You represent and warrant that You have the right, authority and capacity to enter into this Agreement and to abide by all the T&Cs as part of this Agreement. Finally, You shall not impersonate any person or entity, or falsely state or otherwise misrepresent Your identity, age or affiliation with any person or entity. Finally, in the event of any violation of the T&Cs, RupeeGO or its Partner reserves the right to suspend or permanently prevent You from availing Credit Facility through its Platform.

3. Credit Facility:

You acknowledge that RupeeGO is mere facilitator and it provides a Platform through which it collects information, data and documents from You for analyzing, processing, and disseminating such information, data, analysis and/or documents to its partners who are engaged in providing credit facilities (hereinafter “Partner”) to enable such other Partners to provide various financial and other services. You hereby accept that all the data, information, documents that are provided by you are shared by You for your assessment for eligibility for the Credit Facility and you grant your explicit consent to RupeeGO to process, assess, analyze such data and share it with its Partners or other third party vendors for similar purpose on need to know basis.

RupeeGO is mere facilitator and the Credit Facility is provided by the Partner subject to You meeting eligibility criteria as prescribed by the Partner from time to time. You acknowledge that Partner may without reason reject your application or in the event of You submitting false information or incomplete details or forged documents.

RupeeGO takes no liability for acceptance or rejection of any application. You acknowledge that RupeeGO is only a facilitator which is enabling the Credit Facility in association with its Partner. The terms of Credit Facility shall be subject to the Partner Terms.

You further acknowledge and declare that the Credit Facility shall be used for authorized purpose and shall not be used for illegal and prohibited activities.

4. Application Process:

You agree to submit, sign and execute all such documents as may be required for you to apply for the Credit Facility or avail the Credit Facility as prescribed by the Partner from time to time. You acknowledge that if complete documents are not submitted as prescribed with fee/stamp duty as may be applicable, your application is liable to be rejected without any liability of RupeeGO or the lender.

5. Privacy:

We collect, hold, use and transfer Your personal data in accordance with Our Privacy Policy. By agreeing to the Terms of Service, You hereby agree to Our Privacy Policy, which may be updated by Us from time to time. You understand and agree that, to the extent permitted by applicable law, any data provided by You in connection with the Credit Facility may be shared with Our affiliates or partners. Please refer to the link below for detailed terms and conditions on Our Privacy Policy.

6. Communication Policy:

By accepting the T&Cs, You accept that RupeeGO/Partner may send alerts to the mobile phone number provided by You while registering with the Platform or on any updated mobile number subsequently provided by You on the Platform, or via e-mail or push notifications.

RupeeGO/Partner will make best efforts to provide alerts via SMS/e-mail/push notifications and it shall be deemed that You shall have received the information sent from RupeeGO as an alert on the mobile phone number or e-mail id provided during the course of, or in relation to, using the RupeeGO Platform or availing any Credit Facilities.

RupeeGO/Partner shall not be liable for non-receipt or non-delivery of SMS/e-mail/push notifications or accuracy of the contact details provided by You.

You agree to receive promotional offers from RupeeGO/Partner of their products or services including those of the subsidiaries, affiliates or associate companies.

7. Representation:

You hereby represent that:

7.1. You are of legal age and a citizen of India;
7.2. All the particulars and information and documents provided on the Platform or to avail the Credit Facility are true, correct, accurate and up-to-date in all respects.
7.3. You have not impersonated any person or forged any documents;
There is no litigation pending against you in any courts against loan default or any other criminal case for your alleged involvement in any criminal activity.
7.5. You have good financial standing and you will furnish all documents as may be requested by RupeeGO or Partner to evaluate your credit worthiness.

8. Retention of Information, Documents provided by You:

You acknowledge that RupeeGO/Partner shall disclose the personal information, data, documents provided by You for the assessments, record keeping, and credit worthiness with third party and you explicitly waive any claims with respect to privacy, defamation or any related claims for such disclosure by the RupeeGO/Partner. In the event of any requirement of disclosure from any courts, tribunals, administrative, regulatory or legal bodies or any other agency authorized on their behalf RupeeGO/Partner shall be entitled to disclose such information to such bodies without informing You.

You also acknowledge that the Partner/RupeeGO shall have the right to seek information pertaining to You from regulatory authorities and other third parties including, inter-alia, the RBI, the CIBIL, etc. in accordance with applicable law.

You hereby allow RupeeGO/Partner to retain all data, information and documents submitted by you.

9. Indemnity:

You agree to indemnify, defend and hold RupeeGO and/or related parties harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including and without limitation legal fees and expenses, arising out of or related to your acts and omissions including, any violation of these Terms, or any breach of the representations, warranties, and covenants made by You.

10. Notices:

All notices or other communications under or in connection with the Credit Dues shall be in English language and sent via email to the email address (and messages and calls to the telephone and mobile numbers) provided by You on the Platform while applying for the Credit Facility on, or purchasing the services.

11. Disputes

In case of any dispute, please raise a support ticket by emailing care@rupeego.com from Your email ID registered with RupeeGO

12. Governing Law:

RupeeGO hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction or country other than those where it is operating its offices. RupeeGO considers itself and intends to be subject to the jurisdiction only of the courts of NCR of Delhi, India.

Liability:

You expressly agree that Credit Facility is solely provided by Partner and that in the event of any default by You in repayment, you authorize RupeeGO/Partner to initiate action against you for recovery of due amount. To the extent RupeeGO acts only as a facilitator on behalf of its Partners and it shall not have any liability whatsoever for any aspect of the standards of services provided by the Partner or any claim related thereto.

14. Authority to RupeeGO:

I authorize RupeeGO and its representative to contact me over phone, message and email. This consent shall supersede any preferences set by me through Do Not Disturb (DND Register)/ National Customer Preference Register (NCPR).